ONwords

A fintech blog focused on hot topics, innovations, and success stories in credit intelligence for US banks
Michael van Miert January 23, 2023 6 min read

If you can't rely on historic correlations, is it time for a fresh approach to stressing your portfolio?

As we go into 2023, there is much being said about the global outlook. Having reviewed ...
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OakNorth January 20, 2023 4 min read

How can commercial banks better assess credit risk to reduce uncertainty in a downturn?

The last time there was a deterioration in the credit cycle was 14 years ago, during the ...
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OakNorth October 26, 2022 7 min read

Climate regulation for U.S. banks gains momentum

NGFS released an updated set of climate scenarios  On September 6th, the Network of ...
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OakNorth August 20, 2022 5 min read

Diversify portfolio with more mid-size businesses

An essential part of using better data to grow commercial loan portfolios includes ...
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OakNorth May 12, 2022 9 min read

How traditional lenders can improve credit risk management to lend more to SMEs

When it comes to commercial lending, a strong approach to credit risk management is ...
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Yugal Yadav March 17, 2022 10 min read

How banks can help the world transition to a greener economy

Climate change is a grave global issue that impacts us all. For too long, policymakers, ...
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OakNorth December 20, 2021 6 min read

Five key takeaways from McKinskey's global banking annual review

Earlier this month, McKinsey published the Global Banking Annual Review, its annual ...
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Sean Hunter, CIO at OakNorth April 28, 2021 7 min read

A data-driven approach to profitable growth in commercial lending

Fast movers are already anticipating the bounce-back of the economy: we’ve heard from one ...
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OakNorth April 23, 2021 8 min read

Diversify with confidence and make inroads into commercial and industrial lending

Banks have historically lent to CRE because it’s straight forward to evaluate a property ...
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Sam Sidhu, Vice Chairman & Chief Operating Officer of Customers Bancorp April 16, 2021 6 min read

Customers Bank partners with OakNorth to compete with larger lenders

Most banks operate in the stone age, hindered by legacy technology and processes. At ...
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