ONwords

A fintech blog focused on hot topics, innovations, and success stories in credit intelligence for US banks
OakNorth May 20, 2022 7 min read

Rishi Khosla discusses the importance of being able to take a forward-look view in commercial lending with Bloomberg

Cost of living crisis and inflation At OakNorth Bank, they are firm believers that the ...
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OakNorth April 19, 2022 6 min read

Rishi Khosla on Sky News: lending smarter, faster and more

OakNorth Bank in the UK has leveraged the ON Credit Intelligence Suite to achieve ...
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Yugal Yadav March 17, 2022 10 min read

How banks can help the world transition to a greener economy

Climate change is a grave global issue that impacts us all. For too long, policymakers, ...
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Sunil Dayal August 23, 2021 3 min read

How SMBC is partnering with OakNorth to build the commercial bank of the future

SMBC has been at the forefront of the digital revolution for the last decade, investing ...
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OakNorth April 19, 2021 8 min read

Getting granular: why banks need to be taking a sub-sector view when it comes to commercial lending

Banks have always relied on risk models to inform their commercial lending decisions. ...
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Sam Sidhu, Vice Chairman & Chief Operating Officer of Customers Bancorp April 16, 2021 6 min read

Customers Bank partners with OakNorth to compete with larger lenders

Most banks operate in the stone age, hindered by legacy technology and processes. At ...
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OakNorth May 5, 2020 11 min read

Banking on data and machine learning-driven credit analysis

We are just past the half time in the earnings season. The March quarter results of banks ...
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Sean Hunter, CIO at OakNorth April 23, 2020 8 min read

The future of commercial lending lies in leveraging artificial intelligence to enhance humans, not replace them

In recent years, hundreds of thousands of articles have been published about the ...
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OakNorth April 21, 2020 7 min read

OakNorth Credit Intelligence: the new discipline we’ve created to redefine borrowing for the Missing Middle

When it comes to commercial lending, credit analysis is an essential part of the process. ...
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