Getting granular: why banks need to be taking a sub-sector view when it comes to commercial lending
Banks have always relied on risk models to inform their commercial lending decisions. ...
Customers Bank partners with OakNorth to compete with larger lenders
Most banks operate in the stone age, hindered by legacy technology and processes. At ...
Banking on data and machine learning-driven credit analysis
We are just past the half time in the earnings season. The March quarter results of banks ...
The future of commercial lending lies in leveraging artificial intelligence to enhance humans, not replace them
In recent years, hundreds of thousands of articles have been published about the ...
OakNorth Credit Science: the new discipline we’ve created to redefine borrowing for the Missing Middle
When it comes to commercial lending, credit analysis is an essential part of the process. ...