Our loans are developed with entrepreneurial business owners in mind – no off-the-shelf solutions, no specific products, no computer-says-no decisions. We focus on properly underwriting the business, with our lending directors taking the time to understand the individual needs of the borrower, as opposed to fixating on collateral.

Since our launch in September 2015, we’ve been fortunate enough to work with some of the UK’s most ambitious and successful businesses – from care homes, nurseries, restaurants and bar chains, to private equity firms, recruitment companies, art galleries and hotels. 

We’ve lent to businesses across the UK from multiple sectors, funding everything from expansion, acquisitions – including management buy-outs and management buy-ins – to financing mergers and working capital.

OakNorth is proud to be partnering with the British Business Bank on its Help to Grow scheme.

We offer flexible repayments with both term and revolving credit facilities available

We aim to provide fast decisions and ensure that entrepreneurs are kept up to date throughout the credit process

We invite borrowers to our credit committees to discuss their business, growth plans, and funding requirements directly with the decision makers

What our clients say

Antony Perring CFO of LEON

“In some ways the process of securing funding from OakNorth was similar to that which is followed with traditional lenders, while in other ways it was refreshingly different. They asked for detailed financial information, both historic and forward looking, and the lending decisions were committee based. The most notable differences were speed, transparency and a personalised service.”

Jonathan Morris and Ben Graham TritonExec

“Mohith and the team at OakNorth showed the dedication you’d expect from co-founders, not bankers – they took the time to understand our business and were willing to work to our timeframe to get the deal done.”

Helen Melvin Finance Director of Brasserie Bar Co.

“On meeting OakNorth, we were left with a strong sense that they occupy a unique place in the market, clearly committed to helping entrepreneurial mid-sized businesses find appropriate solutions to fund growth – a clear synergy with our own aspirations.”

Luis Pulido Elandis

“The team at OakNorth came up with a bespoke, structured solution. They were incredibly supportive, constantly updating us and ensuring we knew what information to provide them with. We look forward to working with the team again in the future.”

Logan Naidu Dartmouth Partners

“The team at OakNorth completed the transaction in just two weeks which is quite frankly not a time frame we’re used to getting from banks. Their speed and efficiency meant we were able to take advantage of this exciting opportunity and focus on continuing to grow our business.”

Get in touch with our team

If you’d like to discuss your growth plans with us, please complete this form and one of our lending directors will give you a call. Alternatively, please visit our contact page for details of how to get in touch.