Mortgages for high net worth individuals, SME business owners and clients with atypical income streams

With our minimum loan set to £500,000 (up to 75% LTV and 85% LTV in exceptional cases) we create truly bespoke solutions to meet clients’ unique needs.

The Offerings

OakNorth offers Lifetime Tracker Mortgage which typically follows the Bank of England base rate (floor limit applies). This product comes with two options: –

Without Early Repayment Charges (ERC)– Flexibility to exit the mortgage early without the usual fees, should your circumstances change anytime during the mortgage term.

With Early Repayment Charges (ERC)– Repay mortgage within a certain time period or make an overpayment that is more than overpayment allowance, an Early Repayment Charge may be payable.

What is a tracker mortgage?

A tracker mortgage is a type of variable rate mortgage, meaning your interest will rise and fall in line with another interest rate. Typically, they follow the Bank of England base rate during a specified period. The interest rate set is an agreed percentage above the Bank of England’s base rate. As the base rate changes, your interest rate will track these changes, and this will affect your monthly repayments accordingly.

Trusted

Our open and honest approach to finding the right solution for our clients has seen us lend over £3 billion since September 2015

Tailored

Solutions designed specifically for every client’s individual requirements.

Transparent

Clear channels of communication with simple and speedy procedures.

OakNorth Mortgage Documents (Please click to download)

Tariff of Mortgage Charges  

Full Mortgage Lending Criteria

Terms and Conditions

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Interested?

If you are interested in taking out a mortgage with us, please call us on 0203 884 0914 or email us at mortgages@oaknorth.com


Our office hours are from 9am to 6pm (BST) Monday to Friday.