The future of commercial lending lies in leveraging artificial intelligence to enhance humans, not replace them

The future of commercial lending lies in leveraging artificial intelligence to enhance humans, not replace them By Sean Hunter, CIO at OakNorth In recent years, hundreds of thousands of articles have been published about the inevitability of machines one day replacing humans. Some of the world’s greatest entrepreneurs and thinkers from Bill Gates to Elon […]

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Credit Science: the new discipline we’ve created to redefine borrowing for the Missing Middle

Credit Science: the new discipline we’ve created to redefine borrowing for the Missing Middle By Sean Hunter, CIO at OakNorth When it comes to commercial lending, credit analysis is an essential part of the process. Banks use it to assesses the ability of a business to sustain a certain level of debt and repay its […]

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A Generative Model for Finding Industry-Specific Keywords

Company descriptions provide a wealth of information regarding a company’s business model and can be a very useful source of information for finding company peers. However, due to the nature of natural language, certain equivalent concepts can get expressed in many different ways. This can confound peer suggestions and lead to potentially missed peers. To […]

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