ON Monitoring

Increase efficiencies and manage risk with dynamic prioritized reviews

ONMonitoring_Oct22

A more granular and proactive approach to portfolio management

 

ON Monitoring enables banks to minimize credit losses by maintaining a proactive and ongoing underwriting view of their whole loan book, rather than just at origination and annual review.

PI_Icons_Risk Management MANAGE RISK Continuous monitoring to predict borrower financial hardship, industry-related risk, and covenant breaches well in advance.
PI_Icons_Multiple_Scenarios IMPROVE EFFICIENCY Reduce the number of manual touchpoints in the annual review process, as well as the frequency and length of analysis. 
PI_Icons_Spectrum_Segment PURSUE NEW GROWTH OPPORTUNITIES Segment credits on a high to low-risk spectrum to identify which require intensive vs light touch reviews, freeing up resources to pursue new loan origination.
Borrower Financial Alerts

MANAGE RISK

Identify potential credit issues faster and earlier, so you can take proactive actions to reduce the chances of negative outcomes for both you and your borrower
 
  • Early warning indicators flag potential credit issues, enabling faster response and better credit outcomes
  • Identify potential defaults and covenant breaches faster and earlier, minimizing defaults and credit losses
  • Granular analysis to provide a better understanding of risk and more tailored credit policies
Borrower Financial Alerts

MANAGE RISK

Identify potential credit issues faster and earlier, so you can take proactive actions to reduce the chances of negative outcomes for both you and your borrower
 
  • Early warning indicators flag potential credit issues, enabling faster response and better credit outcomes
  • Identify potential defaults and covenant breaches faster and earlier, minimizing defaults and credit losses
  • Granular analysis to provide a better understanding of risk and more tailored credit policies

IMPROVE EFFICIENCY

Manage your loan portfolio more efficiently with data-driven credit intelligence that provides granular, bottom-up, forward-looking insight

 
  • Automate manual touchpoints to conduct ongoing reviews vs point in time/annual reviews – saving time and improving efficiency
  • More actionable, proactive monitoring of the business in the portfolio vs monitoring of covenants
  • Monitor loans with the same rigor as you underwrite them
  • Incorporate scenario analysis, historical trends and peer performance into monitoring and reviews
  • 273 industries and industry forecast models and L5 NAICS code analysis – get sector and peer insights with extreme granularity
Industry Monitoring Alerts
Industry Monitoring Alerts

IMPROVE EFFICIENCY

Manage your loan portfolio more efficiently with data-driven credit intelligence that provides granular, bottom-up, forward-looking insight

 
  • Automate manual touchpoints to conduct ongoing reviews vs point in time/annual reviews – saving time and improving efficiency
  • More actionable, proactive monitoring of the business in the portfolio vs monitoring of covenants
  • Monitor loans with the same rigor as you underwrite them
  • Incorporate scenario analysis, historical trends and peer performance into monitoring and reviews
  • 273 industries and industry forecast models and L5 NAICS code analysis – get sector and peer insights with extreme granularity
Borrower Monitoring

PURSUE NEW GROWTH OPPORTUNITIES

Take a risk-based approach to action and unlock team time to focus on activities that benefit your bottom line
 

  • Granular, bottom-up, forward-looking insight enables an independent framework to assist with qualitative overlays
  • Continuous monitoring with early warning indicators being driven by leading operating metrics results in a ‘trusted partner’ status.
  • Relevant sector insights when you need them to support client engagement, as well as credit decisioning
  • Better relationships with customers by managing ahead of industry-driven financial hardship and potential default events
  • Lower losses means more capital available for lending
Borrower Monitoring

PURSUE NEW GROWTH OPPORTUNITIES

Take a risk-based approach to action and unlock team time to focus on activities that benefit your bottom line
 

  • Granular, bottom-up, forward-looking insight enables an independent framework to assist with qualitative overlays
  • Continuous monitoring with early warning indicators being driven by leading operating metrics results in a ‘trusted partner’ status.
  • Relevant sector insights when you need them to support client engagement, as well as credit decisioning
  • Better relationships with customers by managing ahead of industry-driven financial hardship and potential default events
  • Lower losses means more capital available for lending
Take the next step

Request a demo

Request a personalized demo to discover what ON Portfolio Insights can do for your bank.

What We’ll Cover:

  • What makes our technology different
  • How rapidly you’ll see results
  • Ease of installation and cost benefits
  • Current customers and outcomes