The economic fallout of the COVID-19 pandemic has laid bare the limitations of traditional commercial lending models. A historically focused approach is no longer fit for purpose — and regulators are escalating their scrutiny of commercial credit risk as it becomes increasingly clear that current practices need to evolve rapidly to remain viable in the modern era, where historic correlations do not necessarily hold.

Watch now to hear what this means for your bank from three former regulators at the OCC, Federal Reserve, and FDIC as they shed light on the critical credit challenges that banks will face post-pandemic.

• What will be regulators’ focus within credit risk for 2021?
• How can you use stress testing on a loan-by-loan basis to manage credit outcomes?
• Is there a need to add a forward looking view on an individual loan level?
• Is contextual insight a missing link when making new lending decisions?