Climate change, Covid, and Commercial Credit Risk American Banker Webinar | Sept. 23
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Climate change, Covid, and Commercial Credit Risk American Banker Webinar | Sept. 23
Register Now
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ON Point

Discover how to transform the performance and management of your entire loan book - to lend smarter, lend faster, and lend more
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Menu_Icons_Monitoring-1 Climate
Menu_Icons_Monitoring-1 Climate Assess and prepare for the risks and financial impacts of climate change Read More
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Menu_Icons_Monitoring-1 Crisis
Menu_Icons_Monitoring-1 Crisis In times of uncertainty, identify and get ahead of portfolio vulnerabilities Read More
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Menu_Icons_Monitoring-1 Mergers & Acquisitions
Menu_Icons_Monitoring-1 Mergers & Acquisitions Apply foresight into every transaction and bring portfolios into a common framework Read More
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Menu_Icons_Monitoring-1 Missing Middle
Menu_Icons_Monitoring-1 Missing Middle Lend confidently to businesses that have the biggest impact without extending risk Read More
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Menu_Icons_Monitoring-1 Monitoring
Menu_Icons_Monitoring-1 Monitoring Minimize losses by getting ahead of borrower financial hardship  Read More
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Menu_Icons_Monitoring-1 Origination
Menu_Icons_Monitoring-1 Origination Drive growth across a broader, more profitable portfolio Read More
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Menu_Icons_Monitoring-1 Risk & Regulatory
Menu_Icons_Monitoring-1 Risk & Regulatory Transparent stress testing to confidently address changing regulatory requirements Read More
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Menu_Icons_Monitoring-1 Stress Testing
Menu_Icons_Monitoring-1 Stress Testing

Granular detail and visibility of your loan book from 273 unique sector models

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Regulatory Outlook

Get a new perspective on risk and regulation to discover the commercial credit challenges that banks face post pandemic.

Change your perspective
Lend Smarter

Lend Smarter

 
  • Look forward, not just backward, with forecasts underpinned by 283 sub-sector scenarios based on industry specific drivers that provide better credit-level decisions
  • Minimize credit losses and monitor loans with the same rigor that you use to underwrite them
  • Take proactive, preventative action across your portfolio, getting ahead of borrower financial hardship, industry driven risk deterioration, and covenant breaches
  • Conduct institutional grade analysis at speed and scale
  • Add objective third-party view and consistency of analysis with your credit risk committee, board of directors, and regulators with independent challenge to overlays, risk models and better provisioning

Lend Faster

 
  • Maintain an underwriting view of a loan and your whole loan book on an ongoing basis, rather than just at origination and annual review
  • Achieve industry-leading customer satisfaction by making credit decisions 10x faster than traditional lending models
  • Re-underwrite your whole loan book based on our forward looking scenarios, near-instantaneously
  • Identify opportunities faster, and with less effort
Lend Faster
Lend More

Lend More

 
  • Free up more capital for lending by risk rating loans and lowering losses
  • Become a trusted partner, not just a banker, with a deeper understanding of a borrower and their industries through sector insights
  • Manage ahead of industry driven financial hardship and preempt potential default events
  • Use the forward look of your current book to make better credit strategy decisions