ON Point

Discover how to transform the performance and management of your entire loan book - to lend smarter, lend faster, and lend more

Regulatory Outlook

Get a new perspective on risk and regulation to discover the commercial credit challenges that banks face post pandemic.

Change your perspective
Lend Smarter

Lend Smarter

  • Look forward, not just backward, with forecasts underpinned by 283 sub-sector scenarios based on industry specific drivers that provide better credit-level decisions
  • Minimize credit losses and monitor loans with the same rigor that you use to underwrite them
  • Take proactive, preventative action across your portfolio, getting ahead of borrower financial hardship, industry driven risk deterioration, and covenant breaches
  • Conduct institutional grade analysis at speed and scale
  • Add objective third-party view and consistency of analysis with your credit risk committee, board of directors, and regulators with independent challenge to overlays, risk models and better provisioning

Lend Faster

  • Maintain an underwriting view of a loan and your whole loan book on an ongoing basis, rather than just at origination and annual review
  • Achieve industry-leading customer satisfaction by making credit decisions 10x faster than traditional lending models
  • Re-underwrite your whole loan book based on our forward looking scenarios, near-instantaneously
  • Identify opportunities faster, and with less effort
Lend Faster
Lend More

Lend More

  • Free up more capital for lending by risk rating loans and lowering losses
  • Become a trusted partner, not just a banker, with a deeper understanding of a borrower and their industries through sector insights
  • Manage ahead of industry driven financial hardship and preempt potential default events
  • Use the forward look of your current book to make better credit strategy decisions