OakNorth Residential Mortgages

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Apply for an account in minutes

Select Product

Select from our range of products: Fixed Term Savings, Notice Accounts, Easy Access Account.


Complete our online application within 10 minutes. All you need to do is provide your personal information and nominated bank account details.


Upon account approval, we will send you an email with details on how you can fund your account.

See how we compare to other banks* in the market.

*Banks include (where applicable): RBS, Nationwide, Barclays, HSBC, Santander, Lloyds. Updated as of yesterday.

Your savings, protected.

Your eligible deposits with OakNorth are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. For further information in regards to eligible deposits, please view our Exclusions and Information sheet below. For further information on fscs protection visit fscs.org.uk or view the leaflet below.

FSCS leaflet Exclusions and Information sheet

Digital-only bank. Dedicated UK-based customer service team

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OakNorth is a digital-only bank

We provide banking facilities exclusively through digital platforms, such as internet, mobile, and tablets. We do not have any branches.