video Rishi Khosla, on CNBC: Successful lending to the ‘Missing Middle’ Given the events of the last year, supporting the Missing Middle - businesses who have the most significant impact on economic and employment growth – has never been more crucial... Given the events of the last year, supporting the Missing Middle - businesses who have the most significant impact on economic and employment growth – has never been more crucial {% video_player... March 24th, 2021
blog Old National Bank: COVID-19 Challenges and Opportunities Since its founding in Evansville in 1834, Old National Bank has focused on community banking by building long-term, highly valued partnerships and keeping our clients at the center of all we do.... March 15th, 2021
blog Ron Kalifa's Fintech Review will be published later this month – why is it important and what are we hoping to see from it? In July last year, John Glen, the Economic Secretary to the Treasury, launched a review into the UK’s fintech sector. The Review is being led by Ron Kalifa OBE, former CEO of Worldpay, and is aiming... February 9th, 2021
blog Building bridges: how the UK and Australia are working together to strengthen each other’s fintech ecosystem It’s been two years since the launch of the UK-Australia Fintech Bridge and in that time, the world has changed dramatically as a result of the COVID-19 pandemic. October 30th, 2020
whitepaper Managing COVID-19 Credit Risk The current COVID-19 pandemic presents an era-defining challenge to not just the public health sector but to the resilience of the entire global economy. The pandemic has profoundly altered the... June 1st, 2020
blog If lenders are struggling with PPP, wait until they hit Main Street The Small Business Administration's Paycheck Protection Program (PPP) launched on 3rd April providing $349bn to help small businesses get funding for payroll. The Program is 100% guaranteed by the... May 18th, 2020
blog Banking on data and machine learning-driven credit analysis We are just past the half time in the earnings season. The March quarter results of banks across US, Europe and other developed markets post a fairly grim picture. Provisioning is up resulting... May 5th, 2020
blog The future of commercial lending lies in leveraging artificial intelligence to enhance humans, not replace them In recent years, hundreds of thousands of articles have been published about the inevitability of machines one day replacing humans. Some of the world’s greatest entrepreneurs and thinkers from... April 23rd, 2020
blog OakNorth Credit Science: the new discipline we’ve created to redefine borrowing for the Missing Middle When it comes to commercial lending, credit analysis is an essential part of the process. Banks use it to assesses the ability of a business to sustain a certain level of debt and repay its loan.... April 21st, 2020
whitepaper OakNorth: Machine Learning-Driven Business Lending CASE STUDY AT A GLANCE April 16th, 2020
