ONwords

A fintech blog focused on hot topics, innovations, and success stories in credit intelligence for US banks
Sam Sidhu, Vice Chairman & Chief Operating Officer of Customers Bancorp April 16, 2021 6 min read

Customers Bank partners with OakNorth to compete with larger lenders

Most banks operate in the stone age, hindered by legacy technology and processes. At ...
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OakNorth March 24, 2021 2 min read

Rishi Khosla, on CNBC: Successful lending to the ‘Missing Middle’

Given the events of the last year, supporting the Missing Middle - businesses who have ...
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Daryl Moore, Chief Credit Executive and Senior EVP at Old National Bank March 15, 2021 5 min read

Old National Bank: COVID-19 Challenges & Opportunities

Since its founding in Evansville in 1834, Old National Bank has focused on community ...
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OakNorth June 1, 2020 19 min read

Managing COVID-19 Credit Risk

The current COVID-19 pandemic presents an era-defining challenge to not just the public ...
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Sean Hunter, CIO at OakNorth May 18, 2020 5 min read

If lenders are struggling with PPP, wait until they hit Main Street

The Small Business Administration's Paycheck Protection Program (PPP) launched on 3rd ...
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OakNorth May 5, 2020 11 min read

Banking on data and machine learning-driven credit analysis

We are just past the half time in the earnings season. The March quarter results of banks ...
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Sean Hunter, CIO at OakNorth April 23, 2020 8 min read

The future of commercial lending lies in leveraging artificial intelligence to enhance humans, not replace them

In recent years, hundreds of thousands of articles have been published about the ...
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OakNorth April 21, 2020 7 min read

OakNorth Credit Intelligence: the new discipline we’ve created to redefine borrowing for the Missing Middle

When it comes to commercial lending, credit analysis is an essential part of the process. ...
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OakNorth October 1, 2019 6 min read

The importance of data when it comes to lower mid-market business lending

If you are an individual or a small or medium-sized business aiming to borrow a few ...
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